Guide to Accessing Healthcare in Spain

When relocating to Spain or considering a property purchase in this vibrant country, one of the paramount aspects to ensure peace of mind is access to quality healthcare. Whether you're an EU citizen, a retiree, or a non-EU/EFTA citizen, understanding the intricacies of Spain's healthcare system is crucial. In this comprehensive guide, we delve into the various options available, procedures for enrollment, and essential considerations for accessing healthcare services in Spain.

Private Healthcare: A Convenient Option

Private healthcare in Spain offers expediency and flexibility for individuals seeking prompt medical attention. With an array of reputable hospitals such as IMED and Vithas scattered across the Costa Blanca region, accessing top-notch medical care is within reach. Private healthcare options include:

• Direct Payment: Patients can opt to pay directly for medical treatments at private hospitals.
• Insurance Coverage: Securing a private health insurance policy from esteemed providers like DKV, AXA, or Allianz affords comprehensive coverage, ensuring financial peace of mind during medical emergencies.

Public Healthcare: Sistema Nacional de Salud (SNS)

Spain's public healthcare system, Sistema Nacional de Salud (SNS), mirrors that of many EU countries, offering quality medical services to residents. Here's how you can access public healthcare:

For Retirees (Over 65 Years)

• EU Retirees: Retirees from EU countries can obtain an S1 form from their home country's public health system, granting access to Spanish state healthcare at no additional cost.
• Non-EU Retirees: Non-EU retirees can opt for the "Convenio Especial" scheme, contributing €157 per month for full coverage under Spain's public healthcare system.

For Retirees (Under 65 Years)

• Non-EU Retirees: Individuals under 65 from non-EU countries can also enrol in the "Convenio Especial" program by paying €60 per month, ensuring access to public healthcare services.

For Working Individuals (Under 65 Years)

• Employed individuals or those registered as self-employed contribute to the Sistema Nacional de Salud (Social Security), facilitating access to public healthcare services.

Enrollment Procedures for EU Citizens

For EU citizens relocating to Spain, here's a step-by-step guide to enrolling in the public healthcare system:

1. Obtain a Social Security Number (NSS): Visit the local Social Security office (INSS) with requisite documents including passport, proof of residency, and employment details

2. Register as a Resident: Register at the nearest Foreigner's Office to establish legal residency in Spain.

3. Apply for a Health Card (TSI): Visit the local Primary Healthcare Center with the necessary documents (Social Security Number, proof of residency, identification) to obtain a Health Card.

4. Choose a Primary Care Center: Select a Primary Care Center for routine healthcare services and consultation with a general practitioner.

5. Access Specialized Care: Referrals from your general practitioner grant access to specialized medical services and hospital care as needed.

6. Emergency Care: Public hospitals extend emergency medical services to all individuals, irrespective of healthcare coverage or insurance status.

7. Prescription Medications: Obtain prescription medications from the pharmacy associated with your chosen Primary Care Center, with co-payments applicable based on income.

8. Considerations for Non-EU/EFTA Citizens

   Non-EU/EFTA citizens planning to reside in Spain without employment should apply for a "Non-Lucrative" Visa. As part of the visa requirements, obtaining private health insurance equivalent to the coverage provided by Spain's National Health Service is mandatory.

   Conclusion

   Navigating the healthcare landscape in Spain is integral for residents and expatriates alike. Whether opting for private healthcare for its convenience or accessing public healthcare through enrollment procedures, understanding your options ensures timely access to quality medical services. For the most accurate and up-to-date information tailored to your specific circumstances, consulting with legal or healthcare professionals specialized in Spanish visa and healthcare matters is recommended.

   For any queries regarding property transactions or relocation assistance in Spain, feel free to reach out to Mediterranea Villas, your trusted Real Estate partner.

   Disclaimer: The information provided in this guide is accurate at the time of writing. However, it is advisable to seek guidance from legal or healthcare professionals for personalized advice.